Have you ever taken a bite of something so delicious that you instantly needed to share it with everyone you know? That’s exactly what happened the first time I combined the caramelized spice of Biscoff cookies with creamy banana pudding. This isn’t just any banana pudding recipe – it’s an elevated experience that transforms a beloved comfort dessert into something truly spectacular.
As someone who’s been baking for family gatherings for over 15 years, I’m always looking for that perfect crowd-pleasing dessert that feels both familiar and exciting. This Biscoff Banana Pudding hits all those notes and more. The speculoos spice from the Biscoff cookies adds a warm, cinnamon-forward flavor that perfectly complements the sweet, ripe bananas and velvety pudding layers.
What makes this recipe special is the triple threat of Biscoff – we’re using the cookies as layers, incorporating cookie butter into the pudding, and topping it all with crushed cookies for the perfect textural finish. Trust me when I say this dessert disappears fast at potlucks!
A Brief History of Two Classics
Before we dive into making this magnificent mash-up, let’s appreciate the origins of our two star ingredients.
Traditional banana pudding has deep roots in American Southern cuisine, dating back to the late 19th century. It became widely popular in the 1950s when home cooks started using instant pudding mixes and Nilla Wafers to create simple yet delicious layered desserts.
Biscoff cookies (also known as Speculoos) originated in Belgium and the Netherlands as spiced shortcrust biscuits typically enjoyed during the holiday season. Their popularity exploded globally when Delta Airlines began serving them on flights, and the creation of spreadable Biscoff Cookie Butter in 2007 only amplified the world’s love affair with these caramelized spice cookies.
By combining these two beloved treats, we’re creating something that honors tradition while introducing an exciting new flavor profile.
Ingredients
For the Pudding Base:
- 5 cups whole milk
- 2 (3.4 oz) packages instant vanilla pudding mix
- 1 (8 oz) package cream cheese, softened
- 1 (14 oz) can sweetened condensed milk
- 1/3 cup Biscoff cookie butter
- 1 tablespoon vanilla extract
- 1 teaspoon cinnamon
- 1/4 teaspoon nutmeg
For Assembly:
- 2 (8 oz) containers whipped topping, divided (one for mixing, one for topping)
- 6-7 ripe bananas, sliced (not overripe)
- 2 packages (8.8 oz each) Biscoff cookies, divided
- Additional Biscoff cookie butter for drizzling (optional)
- Ground cinnamon for garnish
Equipment Needed
Equipment | Purpose | Notes |
---|---|---|
Large mixing bowl | For making pudding mixture | Glass or metal works well |
Medium bowl | For whipped topping | Chilled bowl works best |
Electric mixer | For smooth, lump-free mixture | Hand or stand mixer both work |
Rubber spatula | For folding and scraping | Ensures all ingredients are incorporated |
Trifle dish or large bowl | For serving | Clear glass shows off the beautiful layers |
Measuring cups & spoons | For accurate measurements | Critical for pudding texture |
Knife & cutting board | For slicing bananas | Use a sharp knife for clean cuts |
Plastic wrap | For chilling | Prevents skin from forming on pudding |
Ziploc bag | For crushing cookies | Optional method for cookie crumbs |
Preparation Time
Task | Time Required |
---|---|
Prep Work | 20 minutes |
Assembly | 25 minutes |
Chilling | 4-8 hours (minimum) |
Total Time | 4 hours 45 minutes – 8 hours 45 minutes |
Detailed Instructions
Step 1: Prepare the Pudding Base
I always start with the pudding mixture since it needs time to set up properly. In a large bowl, whisk together the milk and instant vanilla pudding mix until it begins to thicken, about 2 minutes. Set this aside momentarily while you prepare the cream cheese mixture.
In a separate bowl, beat the softened cream cheese until completely smooth and free of lumps. This step is crucial – nobody wants unexpected cream cheese chunks in their pudding! Gradually add the sweetened condensed milk, continuing to beat until the mixture is silky smooth.
Now for the magic ingredient: add 1/3 cup of Biscoff cookie butter to the cream cheese mixture. The cookie butter should be at room temperature for easy incorporation. Add the vanilla extract, cinnamon, and nutmeg, then beat until everything is thoroughly combined.
Fold the pudding into the cream cheese mixture, using a gentle hand to maintain the light texture. Once fully incorporated, fold in one container of whipped topping. Your pudding base is now ready!
Step 2: Prepare the Cookies and Bananas

Set aside about 8-10 whole Biscoff cookies for decoration. Break or roughly chop approximately half of the remaining cookies into medium-sized pieces – these will create distinct layers of cookie goodness throughout your pudding. Crush the rest into fine crumbs for other layers, creating textural variety.
For the bananas, slice them about 1/4-inch thick. I find this thickness perfect – not so thick that they overwhelm each bite, but substantial enough to provide that fresh banana flavor. If you’re prepping ahead, you can toss the banana slices with a little lemon juice to prevent browning, though this may add a subtle citrus note to the final dessert.
Step 3: Assembly – The Art of Layering
Now comes the fun part – building your masterpiece! Layering is an art that allows each component to shine while creating a harmonious whole.
- Start with a thin layer of the pudding mixture spread across the bottom of your trifle dish or serving bowl. This creates a stable base for the cookies.
- Arrange a layer of whole Biscoff cookies on top of the pudding. Don’t worry about covering every inch – some gaps are fine.
- Add a layer of sliced bananas, arranging them in slightly overlapping circles.
- Sprinkle a layer of the medium-sized cookie pieces over the bananas.
- Spread another layer of the pudding mixture, being careful not to disturb the layers beneath.
- Create a layer using the crushed cookie crumbs.
- Repeat the layering process: bananas, cookie pieces, pudding, and cookie crumbs until you near the top of your dish. I typically get about 3 complete sets of layers in a standard trifle dish.
- For the final layer, spread the remaining container of whipped topping across the top.
- Garnish with the reserved whole Biscoff cookies, placing them around the edge or in a decorative pattern on top. Sprinkle with additional crushed cookie crumbs and a light dusting of cinnamon for visual appeal.
- For an extra-special touch, warm 2-3 tablespoons of Biscoff cookie butter in the microwave for 15-20 seconds until drizzleable, then use a spoon to create artistic drizzles across the top.
Step 4: Chill to Perfection
Cover your masterpiece with plastic wrap and refrigerate for at least 4 hours, though overnight is preferable. This resting time allows several important processes to occur:
- The cookies soften to the perfect texture
- The flavors meld together beautifully
- The pudding sets to an ideal consistency
- The banana flavor infuses throughout
I’ve found that this dessert actually tastes better on day two, making it the perfect make-ahead dessert for gatherings.
Serving Suggestions

To serve this showstopper:
- Use a large serving spoon to ensure you capture all the delicious layers in each portion
- Serve in clear dessert dishes to showcase the beautiful layers
- Pair with a hot cup of coffee or tea to complement the spiced cookie flavors
- For an extra touch of decadence, add a small dollop of additional whipped topping and a miniature Biscoff cookie to each serving
- This dessert is delightful when served chilled, but allowing it to sit at room temperature for about 15 minutes before serving enhances the flavors
Storage Information
Storage Method | Duration | Notes |
---|---|---|
Refrigerator | 3-4 days | Cover tightly with plastic wrap |
Freezer | Not recommended | Texture becomes compromised |
Make-ahead | Up to 24 hours | Ideal for preparing before events |
Room temperature | No longer than 2 hours | Food safety concern due to dairy content |
Nutrition Information (Approximate per serving)
Nutrient | Amount per Serving |
---|---|
Calories | 475 kcal |
Total Fat | 23g |
Saturated Fat | 14g |
Cholesterol | 35mg |
Sodium | 385mg |
Total Carbohydrates | 62g |
Dietary Fiber | 2g |
Sugars | 45g |
Protein | 7g |
*Based on 12 servings per recipe. Values are approximate.
Variations and Substitutions
This recipe is wonderfully adaptable. Here are some variations I’ve experimented with:
Dietary Adaptations:
- Lighter Version: Use low-fat cream cheese, fat-free sweetened condensed milk, and light whipped topping to reduce calories.
- Gluten-Free Option: Substitute Biscoff cookies with gluten-free cinnamon cookies and verify your cookie butter is gluten-free.
- Dairy-Free Possibility: Use plant-based milk, dairy-free cream cheese, and coconut whipped topping. Note that the texture will differ slightly.
Flavor Variations:
- Chocolate Lover’s Dream: Add a layer of chocolate ganache or fold mini chocolate chips into the pudding mixture.
- Caramel Delight: Drizzle caramel sauce between layers for an extra sweet touch.
- Nutty Enhancement: Sprinkle toasted chopped pecans or walnuts between layers for added crunch.
- Coffee Infusion: Add 1 tablespoon of espresso powder to the pudding mixture for a mocha-like flavor that complements the spiced cookies beautifully.

Troubleshooting Tips
Problem | Possible Cause | Solution |
---|---|---|
Runny pudding | Insufficient chilling time | Allow at least 4 hours, preferably overnight, in refrigerator |
Pudding with lumps | Cream cheese not fully softened | Ensure cream cheese is at room temperature before beating |
Darkened bananas | Oxidation | Toss sliced bananas in lemon juice or slice just before assembly |
Cookies too soft | Assembled too far in advance | Limit refrigeration to 24 hours before serving for optimal texture |
Cookies too hard | Insufficient moisture absorption | Ensure pudding mixture makes good contact with cookie layers |
Too sweet | Individual preferences vary | Reduce sweetened condensed milk by 25% or add a pinch of salt |
Why This Recipe Works
The magic of this recipe lies in its perfect balance of flavors and textures. The caramelized spice notes from the Biscoff cookies complement the natural sweetness of ripe bananas without overwhelming them. The cookie butter adds a depth of flavor that transforms ordinary vanilla pudding into something extraordinary.
From a food science perspective, several interesting things happen as this dessert chills:
- The cookies absorb moisture from the pudding, softening to a cake-like consistency.
- The enzymes in the bananas interact with the dairy components, enhancing the overall flavor profile.
- The fat in the cream cheese and whipped topping creates a rich mouthfeel that contrasts beautifully with the textural elements of the cookies.
This combination of culinary chemistry creates a dessert that’s far more than the sum of its parts.
Q&A Section
Q: Can I make this recipe ahead of time for a party?
Absolutely! This dessert actually improves with time as the flavors meld together. I recommend making it 12-24 hours before your event for optimal flavor and texture. Just save the final garnishes like the cookie butter drizzle until shortly before serving.
Q: My family doesn’t like bananas. Can I still make this?
Yes! While bananas are a key component, you could substitute sliced strawberries or even canned, drained peaches for a different but equally delicious variation. The Biscoff flavor pairs wonderfully with many fruits.
Q: Where can I find Biscoff cookie butter if my local store doesn’t carry it?
Most major grocery chains now carry Biscoff cookie butter (sometimes labeled as “Speculoos Cookie Butter”) in the peanut butter aisle. If you can’t find it locally, it’s readily available online. In a pinch, you could substitute another cookie butter or even increase the cinnamon and add a tablespoon of brown sugar to the pudding mixture.
Q: Can I use homemade whipped cream instead of whipped topping?
Yes! Freshly whipped cream can be substituted for the whipped topping. For best results, whip 2 cups of heavy cream with 1/4 cup powdered sugar and 1 teaspoon vanilla extract until stiff peaks form. Just be aware that real whipped cream may deflate more quickly than stabilized whipped topping.
Q: How do I prevent my bananas from turning brown in the pudding?
Two methods work well: 1) Toss your sliced bananas in 1-2 teaspoons of lemon juice before adding them to the pudding, or 2) Use bananas that are ripe but still slightly firm (yellow with minimal browning spots). Also, ensuring your banana slices are completely surrounded by pudding helps prevent oxidation.
Q: I don’t have a trifle dish. What else can I use?
Any large, deep bowl works beautifully! A glass bowl showcases the lovely layers, but any 3-4 quart container will work. You can also make individual portions in mason jars, wine glasses, or dessert cups for an elegant presentation.
Q: How many people does this recipe serve?
This recipe typically serves 12-16 people, depending on portion size. It’s perfect for potlucks, family gatherings, or anytime you need to feed a crowd. For smaller households, you can easily halve the recipe.
Q: Can I freeze leftovers?
I don’t recommend freezing this dessert as the texture of both the bananas and the pudding will be compromised upon thawing. If you don’t think you’ll consume it all within 3-4 days, consider making a half recipe instead.
Final Thoughts
Creating this Biscoff Banana Pudding has brought so much joy to my kitchen and to the many friends and family who’ve requested it time and again. There’s something magical about the way the caramelized spice of the Biscoff cookies transforms a classic comfort dessert into something truly special.
What I love most about this recipe is its versatility – it’s elegant enough for special occasions but simple enough for a weeknight treat when you need something to brighten your day. The layers of flavor and texture create a dessert experience that’s rich and satisfying without being overly complex to prepare.
Whether you’re a longtime banana pudding enthusiast or trying it for the first time with this Biscoff twist, I hope this recipe brings as much happiness to your table as it has to mine. Remember, the joy of cooking is in both the process and in sharing the results with those you love!